The Consulting product for contractors and engineers allows you to check your credit status (before or after applying for a classification certificate on the Baladi platform). You will be able to identify your weak points and improve them, which will also contribute to knowing the average basic financial ratio of the sector under study and the related recommendations.
Within three business days after paying the invoice.
Financial statements are uploaded through a certified accountant after reviewing them and are uploaded to the Saudi Business Center, and after the Saudi Business Center approves, you can complete the request through the Baladi platform.
Five business days from the date of payment of the invoice.
Bayan Credit Bureau is the first licensed credit bureau by SAMA license number 1/37 and was founded in 2015 with a capital of 100 million Saudi Riyals and is based in Riyadh, Saudi Arabia.
Bayan provides credit, financial and trade intelligence solutions for your company so you can confidently and prudently make informed decisions while simultaneously strengthening the performance of your credit relationships. Bayan’s products and services provide you with the latest commercial, credit and financial information of your clients, suppliers and other third parties based on official sources. In addition, Bayan’s analytical tools improve your company’s credit performance and profile relative to its peers.
Bayan is the leading integrated trade, credit, and financial data provider in the Kingdom that aims to improve the SME’s level of participation in the economy through facilitating greater access to capital.
Please contact us for more details.
Bayan Credit Report is a comprehensive credit report with information on a company’s registration and identity details, management and shareholders, financial statements, trade payment behavior, banking and FI credit/loan information and past payment behavior.
To access Bayan Credit Reports, you must be a licensed business entity with a valid Saudi Commercial Registration status, or a Saudi government entity.
Becoming a part of Bayan’s network of data providers assists with greater data sharing and transparency within the Kingdom while at the same time opening a range of possibilities through benefitting from our solutions and services.
A good payment history with your trade suppliers and lenders will reflect positively in your credit report which will increase your chances to obtain more trading and banking credit.
To apply for consultation product, please follow the following steps (Enter the Bayan website > login for non-members > create an account > login > enter the contractor consulting service) After entering the service, fill in the fields and send the request and you will be notified of the value of the consultation after reviewing it.
Enter the Ministry of Municipal and Rural Affairs website (Baladi platform) and fill in all the required fields to complete the application. Once the application is completed, it will be sent to Bayan Credit Information Company to complete the rating process.
Please follow the following steps to pay the invoice:
No, each request is dealt with independently
Bayan Credit Bureau is a closed joint stock company owned by THIQAH Business Services Company, Takamol Holding Company, Bank Al Bilad, Alinma Bank and Gulf International Bank.
Please fill out the online form and provide us with the required documents in order to complete your membership process and gain access to our diverse range of solutions. Once you submit the application, we will review your information and contact you. Your login credentials will be sent to your registered email once the registration process is completed.
Bayan acts as a central data-hub for various data sources collected from the following sources:
Credit Reports helps companies to manage their credit and operating risk through gaining a better and comprehensive understanding of their suppliers, customers and other third parties.
Bayan offers a variety of offerings which are described in Our Solutions section
Some of the benefits of our membership include:
Yes, it is possible to enquire about international companies through Bayan Global Reports.